When we moved to Denmark we decided to lease one car and buy the other - at home we had always bought cars cash, having saved up for them, so we didn't know if a loan or a lease would suit us best. It wasn't that we were super rich. With our own company, we simply didn't have the visibility or stability to take out loans, other than the mortgage, so we put aside money whenever things were going particularly well so we could buy cars when that became necessary.
Wednesday, April 27, 2022
So on Monday the lease on our main car was up and it had to be returned. Unlike in the UK, there is no option to buy your lease car here, you are simply forced to give it back and either take out a new lease on a newer car, or revert to buying something if you have the cash.
I think we'll stick to buying in the future, as this system is rather inconvenient. Stillebæk isn't somewhere a couple can live with just one car. With just two buses a day (at 7.43 & 15.45), I can no longer do anything while Thomas is in the office. The kids will need to miss their music lessons which we've prepaid and which cost a great deal of money, I won't be able to simply pop over to Léon's school when he inevitably forgets his violin or similar and picking any of them up from school even if it is pouring with rain is now a no-go. Their schools are 3km, 4km and 10km away. As for shopping or working, I can't get anywhere from here so those are no longer possible either until Thomas arrives home after 4.30. I've been trying to get some work as a supply teacher but am now hoping that no one phones for me to cover them as I can't get to any schools from here at the moment. Having to turn work down would be terribly upsetting as I desperately want to integrate into Danish life properly.
So, top of the agenda is finding a replacement as soon as possible. Leasing is annoying because you have to give your car back on the day they want it, rather than waiting till a time that is actually convenient to you. Had we owned it we'd have been at liberty to give it back once we had found an alternative. So, we'll definitely buy next time, it just might take a little time to get the funds together to do so.